AARP Master Your Debt. Slash Your Monthly Payments and by Jordan E. Goodman PDF

By Jordan E. Goodman

ISBN-10: 0470595868

ISBN-13: 9780470595862

AARP electronic variants provide you with useful information, confirmed recommendations, and specialist tips.

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At its worst, it was found to be kicking money back to schools that were recommending costly private loans to students who had been told that no price was too high for a good education. Those loans carried an implicit college seal of approval that made students and their parents think they were good deals. As cars became unaffordable, dealers and manufacturers cooked up auto loans that stretched longer than the useful lives of the sport utility vehicles they were paying for. It became possible to get a seven-year car loan, and it was not unusual for car owners to trade in their cars before their loans were paid off.

Wiley also publishes its books in a variety of electronic formats. Some content that appears in print may not be available in electronic books. com. Library of Congress Cataloging-in-Publication Data: Goodman, Jordan Elliot. Master your debt : slash your monthly payments and become debt free / Jordan E. Goodman with Bill Westrom. p. cm. ” Includes index. eISBN : 978-0-470-59586-2 1. Finance, Personal. 2. Debt. 3. Consumer credit. I. Westrom, Bill. II. Title. 024’02—dc22 2009041476 To my mother, Norma Bromberg Goodman, who first nurtured my interest in personal finance and who has always supported with love and enthusiasm everything I do.

Issuers that used to depend on interest income and fees from merchants discovered they could really cash in if they charged consumers for being late, for going over their credit limits, for getting cash advances, and for anything else they could think of. Borrowers did their part, buying into more and more debt for any and every reason, and thinking it was all okay. By 2006, the United States had a negative savings rate for the entire year. That means—and it bears repeating—that as a nation, on average, all Americans were spending more than they made, borrowing to make up the difference.

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AARP Master Your Debt. Slash Your Monthly Payments and Become Debt Free by Jordan E. Goodman


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